/cdn.vox-cdn.com/uploads/chorus_image/image/62960465/audio-20160122_mike_cagney_recode-decode.0.1486945412.0.jpg)
SoFi CEO Mike Cagney sits down with Kara Swisher to discuss why financial technology startups are suddenly hot and how SoFi hopes to eventually replace your bank. He also talks about the consumer lending company’s TV ad from Super Bowl 50.
This article originally appeared on Recode.net.