Vox’s Ezra Klein explains exactly how the individual mandate works

Obamacare hit a milestone this week. As of March 17th, more than 5 million people have signed up for private health insurance through Obamacare’s insurance marketplaces. The problem? Those enrollees are, in general, older than the Obama administration initially hoped. If Obamacare ends up with too many old people and too few young people premiums could rise in 2015.

The last day to buy insurance through Obamacare in 2014 is March 31st. But the Obama administration isn’t panicking. They always expected younger, healthier people to wait until the final weeks of open enrollment to sign up. That’s because younger, healthier people often need a push to buy insurance. And the White House thinks they’re about to get that push.

Come April, the individual mandate begins penalizing people who can afford health insurance but haven’t bought it. And if they go uninsured in 2015, too, that penalty gets a lot steeper.

X
Log In Sign Up

forgot?
Log In Sign Up

Please choose a new Vox username and password

As part of the new Vox launch, prior users will need to choose a permanent username, along with a new password.

Your username will be used to login to Vox going forward.

I already have a Vox Media account!

Verify Vox Media account

Please login to your Vox Media account. This account will be linked to your previously existing Eater account.

Please choose a new Vox username and password

As part of the new Vox launch, prior MT authors will need to choose a new username and password.

Your username will be used to login to Vox going forward.

Forgot password?

We'll email you a reset link.

If you signed up using a 3rd party account like Facebook or Twitter, please login with it instead.

Forgot password?

Try another email?

Almost done,

By becoming a registered user, you are also agreeing to our Terms and confirming that you have read our Privacy Policy.
Spinner.vc97ec6e

Authenticating

Great!

Choose an available username to complete sign up.

In order to provide our users with a better overall experience, we ask for more information from Facebook when using it to login so that we can learn more about our audience and provide you with the best possible experience. We do not store specific user data and the sharing of it is not required to login with Facebook.

tracking_pixel_10934_tracker